BOB Easy Credit Card vs HDFC Infinia Metal
Detailed comparison of these two popular credit cards
BOB Easy Credit Card
Bank of Baroda
EntryVS
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumAnnual Fee
₹250 vs ₹13K
Effective Rate
(cash value)
0.2% vs 1.7%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | BOB Easy Credit Card | HDFC Infinia Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹0 | ₹13K |
| Annual Fee | ₹250 | ₹13K |
| Fee Waiver | Spend ₹30K annually | Spend ₹10L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.17% | 1.67% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹1.8L | ₹24.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 11vsScore: 66
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