Last updated: |Data verified from official bank sources
Entry
BOB Easy Credit Card
Bank of Baroda
Best for: Entry-level BOB card
₹250
Annual Fee
0.67%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Entry-level BOB card
Fees & Charges
Joining Fee₹0
Annual Fee₹250
Fee WaiverSpend ₹30K annually
Rewards
TypePoints
Base Rate1 pt/₹150
Effective Return0.67%
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹1.8L/year
Available on: Visa, RuPay
Frequently Asked Questions
What is the annual fee for BOB Easy Credit Card?▼
BOB Easy Credit Card has an annual fee of ₹250. Spend ₹30K annually
What rewards does BOB Easy Credit Card offer?▼
BOB Easy Credit Card offers 1 pt/₹150 on all spends, with an effective value of 0.17%.
Does BOB Easy Credit Card have lounge access?▼
BOB Easy Credit Card does not include complimentary lounge access.
What is the minimum income required for BOB Easy Credit Card?▼
The minimum income requirement for BOB Easy Credit Card is ₹1.8 lakhs per annum.
Information sourced from Bank of Baroda official website. Last verified: February 2026.
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