BOB Easy Credit Card vs HDFC Swiggy Credit Card
Detailed comparison of these two popular credit cards
BOB Easy Credit Card
Bank of Baroda
EntryVS
Winner
HDFC Swiggy Credit Card
HDFC Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹250 vs ₹500
Effective Rate
(cash value)
0.2% vs 1.0%
Lounge Access
None vs None
Detailed Comparison
| Feature | BOB Easy Credit Card | HDFC Swiggy Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹0 | ₹500 |
| Annual Fee | ₹250 | ₹500 |
| Fee Waiver | Spend ₹30K annually | Spend ₹2L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.17% | 1% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹1.8L | ₹3.0L |
Our Verdict
Based on overall features and value,
HDFC Swiggy Credit Card wins!
Score: 11vsScore: 25
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