BOB Easy Credit Card vs HDFC MoneyBack Plus

Detailed comparison of these two popular credit cards

BOB Easy Credit Card

Bank of Baroda

Entry

VS

Winner

HDFC MoneyBack Plus

HDFC MoneyBack Plus

HDFC Bank

Entry

*

Different Reward Types

Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.

Annual Fee

₹250 vs ₹500

Effective Rate

(cash value)

0.2% vs 0.5%

Lounge Access

None vs None

Detailed Comparison

Feature	BOB Easy Credit Card	HDFC MoneyBack Plus
Fees & Charges
Joining Fee	₹0	₹500
Annual Fee	₹250	₹500
Fee Waiver	Spend ₹30K annually	Spend ₹50K annually
Forex Markup	-	-
Rewards
Reward Type	⭐Reward Points	💵Cashback
Effective Cash Value	0.17%	0.5%
Lounge Access
Domestic Lounges	None	None
Priority Pass	-	-
Eligibility
Min. Income	₹1.8L	₹3.0L

BOB Easy Credit Card is Best For

Entry-level BOB card

View BOB Easy Credit Card Details

HDFC MoneyBack Plus is Best For

First credit card for beginners

View HDFC MoneyBack Plus Details

Our Verdict

Based on overall features and value,

HDFC MoneyBack Plus wins!

Score: 11vsScore: 17

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