BOB Select Credit Card vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
BOB Select Credit Card
Bank of Baroda
Mid-RangeVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
₹500 vs ₹12K
Effective Rate
(cash value)
0.3% vs 1.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | BOB Select Credit Card | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹12K |
| Annual Fee | ₹500 | ₹12K |
| Fee Waiver | Spend ₹75K annually | Spend ₹10L annually |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 1% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.6L | ₹42.0L |
BOB Select Credit Card is Best For
Mid-tier BOB card with bonus categories
View BOB Select Credit Card DetailsICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 15vsScore: 58
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