Canara RuPay Select vs HDFC Regalia Gold
Detailed comparison of these two popular credit cards
Canara RuPay Select
Canara Bank
PremiumVS
Winner
HDFC Regalia Gold
HDFC Bank
PremiumAnnual Fee
FREE vs ₹3K
Effective Rate
(cash value)
0.5% vs 1.3%
Lounge Access
2/quarter vs 12/year
Detailed Comparison
| Feature | Canara RuPay Select | HDFC Regalia Gold |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹3K |
| Annual Fee | FREE | ₹3K |
| Fee Waiver | None | Spend ₹4L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.5% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 2/quarter | 12/year |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | ₹12.0L |
HDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
Our Verdict
Based on overall features and value,
HDFC Regalia Gold wins!
Score: 36vsScore: 51
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