Canara RuPay Select vs HDFC Swiggy Credit Card
Detailed comparison of these two popular credit cards
Winner
Canara RuPay Select
Canara Bank
PremiumVS
HDFC Swiggy Credit Card
HDFC Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹500
Effective Rate
(cash value)
0.5% vs 1.0%
Lounge Access
2/quarter vs None
Detailed Comparison
| Feature | Canara RuPay Select | HDFC Swiggy Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹500 |
| Annual Fee | FREE | ₹500 |
| Fee Waiver | None | Spend ₹2L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.5% | 1% |
Lounge Access | ||
| Domestic Lounges | 2/quarter | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹6.0L | ₹3.0L |
Our Verdict
Based on overall features and value,
Canara RuPay Select wins!
Score: 36vsScore: 25
