Canara RuPay Select vs HDFC Regalia
Detailed comparison of these two popular credit cards
Canara RuPay Select
Canara Bank
PremiumVS
Winner
HDFC Regalia
HDFC Bank
PremiumAnnual Fee
FREE vs ₹3K
Effective Rate
(cash value)
0.5% vs 1.3%
Lounge Access
2/quarter vs 12/year
Detailed Comparison
| Feature | Canara RuPay Select | HDFC Regalia |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹3K |
| Annual Fee | FREE | ₹3K |
| Fee Waiver | None | Spend ₹3L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.5% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 2/quarter | 12/year |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | ₹12.0L |
Our Verdict
Based on overall features and value,
HDFC Regalia wins!
Score: 36vsScore: 50
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