Citi Prestige vs HDFC Infinia Metal
Detailed comparison of these two popular credit cards
Citi Prestige
Citibank
Super PremiumVS
HDFC Infinia Metal
HDFC Bank
Super PremiumAnnual Fee
₹20K vs ₹13K
Effective Rate
(cash value)
2.0% vs 1.7%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Citi Prestige | HDFC Infinia Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹20K | ₹13K |
| Annual Fee | ₹20K | ₹13K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 3.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 2% | 1.67% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹36.0L | ₹24.0L |
Citi Prestige is Best For
Ultra premium (existing cardholders)
Watch Out
- • Citi exited India, cards managed by Axis
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
It's a tie! Both cards are equally matched.
Choose based on your specific needs and spending patterns.
