Fi MagniFi Credit Card vs HDFC MoneyBack Plus

Detailed comparison of these two popular credit cards

Winner
Fi MagniFi Credit Card

Fi MagniFi Credit Card

Federal Bank/AU Bank

Entry
VS
HDFC MoneyBack Plus

HDFC MoneyBack Plus

HDFC Bank

Entry
Annual Fee
FREE vs ₹500
Effective Rate
(cash value)
0.5% vs 0.5%
Lounge Access
None vs None

Detailed Comparison

FeatureFi MagniFi Credit CardHDFC MoneyBack Plus
Fees & Charges
Joining Fee
FREE
₹500
Annual Fee
FREE
₹500
Fee Waiver
None
Spend ₹50K annually
Forex Markup
-
-
Rewards
Reward Type
💵Cashback
💵Cashback
Effective Cash Value
0.5%
0.5%
Lounge Access
Domestic Lounges
None
None
Priority Pass
-
-
Eligibility
Min. Income
₹3.6L
₹3.0L

Fi MagniFi Credit Card is Best For

Weekend spenders + brand discount hunters

View Fi MagniFi Credit Card Details

HDFC MoneyBack Plus is Best For

First credit card for beginners

View HDFC MoneyBack Plus Details

Our Verdict

Based on overall features and value,

Fi MagniFi Credit Card wins!

Score: 35vsScore: 17

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