HDFC Diners Club Black vs HSBC Premier Credit Card
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
HSBC Premier Credit Card
HSBC India
Super PremiumAnnual Fee
₹10K vs ₹20K
Effective Rate
(cash value)
1.7% vs 1.3%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | HDFC Diners Club Black | HSBC Premier Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹12K |
| Annual Fee | ₹10K | ₹20K |
| Fee Waiver | Spend ₹5L annually | For HSBC Premier customers |
| Forex Markup | 2% | 0.99% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 1.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹15.0L | ₹36.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
HSBC Premier Credit Card is Best For
HSBC Premier banking customers
View HSBC Premier Credit Card DetailsOur Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 59
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