HDFC Diners Club Black vs IDFC FIRST Power Plus
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
IDFC FIRST Power Plus
IDFC FIRST Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ⛽ Fuel Points. We're showing effective cash values for fair comparison.
Annual Fee
₹10K vs ₹499
Effective Rate
(cash value)
1.7% vs 0.8%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Diners Club Black | IDFC FIRST Power Plus |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹499 |
| Annual Fee | ₹10K | ₹499 |
| Fee Waiver | Spend ₹5L annually | Spend ₹1.5L annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⛽Fuel Points |
| Effective Cash Value | 1.67% | 0.75% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | ₹3.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
IDFC FIRST Power Plus is Best For
HPCL fuel users with RuPay UPI
Watch Out
- • No fuel surcharge waiver
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 22
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