Last updated: |Data verified from official bank sources
Mid-Range
IDFC FIRST Power Plus
IDFC FIRST Bank
Best for: HPCL fuel users with RuPay UPI
₹499
Annual Fee
3%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: HPCL fuel users with RuPay UPI
Things to Watch Out For
- •No fuel surcharge waiver
Fees & Charges
Joining Fee₹499
Annual Fee₹499
Fee WaiverSpend ₹1.5L annually
Rewards
TypeFuelPoints
Base Rate3X on UPI/retail
Effective Return3%
Accelerated Categories
HPCL Fuel/LPG30X (30%)cap: ₹2000/month
Utility/Grocery/FASTag30X (30%)cap: ₹2000/month
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.0L/year
Welcome Benefits
Benefit₹500 HPCL cashback + ₹250 Shoppers Stop
Estimated Value₹750
Available on: RuPay
Frequently Asked Questions
What is the annual fee for IDFC FIRST Power Plus?▼
IDFC FIRST Power Plus has an annual fee of ₹499. Spend ₹1.5L annually
What rewards does IDFC FIRST Power Plus offer?▼
IDFC FIRST Power Plus offers 3X on UPI/retail on all spends, with an effective value of 0.75%.
Does IDFC FIRST Power Plus have lounge access?▼
IDFC FIRST Power Plus does not include complimentary lounge access.
What is the minimum income required for IDFC FIRST Power Plus?▼
The minimum income requirement for IDFC FIRST Power Plus is ₹3.0 lakhs per annum.
Information sourced from IDFC FIRST Bank official website. Last verified: February 2026.
⚖️
Compare with Scapia Federal Credit Card
See a detailed side-by-side comparison
More Comparisons
More from IDFC FIRST Bank
View all →
Similar Cards
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023