HDFC Diners Club Black vs PNB Rakshak Plus Platinum
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
PNB Rakshak Plus Platinum
Punjab National Bank
Mid-RangeAnnual Fee
₹10K vs FREE
Effective Rate
(cash value)
1.7% vs 0.5%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Diners Club Black | PNB Rakshak Plus Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | FREE |
| Annual Fee | ₹10K | FREE |
| Fee Waiver | Spend ₹5L annually | None |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹15.0L | - |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
PNB Rakshak Plus Platinum is Best For
Defence personnel - lifetime free card
View PNB Rakshak Plus Platinum DetailsOur Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 65vsScore: 33
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