Last updated: |Data verified from official bank sources
Mid-Range
PNB Rakshak Plus Platinum
Punjab National Bank
Best for: Defence personnel - lifetime free card
FREE
Annual Fee
2%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Defence personnel - lifetime free card
Fees & Charges
Joining FeeFREE
Annual FeeFREE
Rewards
TypePoints
Base Rate2 pts/₹100
Effective Return2%
Lounge Access
DomesticNone
InternationalNone
Eligibility
Only for Defence personnel, veterans, trainees
Available on: RuPay
Frequently Asked Questions
What is the annual fee for PNB Rakshak Plus Platinum?▼
PNB Rakshak Plus Platinum is a lifetime free card with no annual fee.
What rewards does PNB Rakshak Plus Platinum offer?▼
PNB Rakshak Plus Platinum offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does PNB Rakshak Plus Platinum have lounge access?▼
PNB Rakshak Plus Platinum does not include complimentary lounge access.
What is the minimum income required for PNB Rakshak Plus Platinum?▼
Income requirements for PNB Rakshak Plus Platinum vary. Contact Punjab National Bank for specific eligibility criteria.
Information sourced from Punjab National Bank official website. Last verified: February 2026.
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