HDFC Diners Club Black vs Standard Chartered Ultimate
Detailed comparison of these two popular credit cards
HDFC Diners Club Black
HDFC Bank
Super PremiumVS
Standard Chartered Ultimate
Standard Chartered
Super PremiumAnnual Fee
₹10K vs ₹5K
Effective Rate
(cash value)
1.7% vs 3.3%
Lounge Access
Unlimited vs 4/quarter
Detailed Comparison
| Feature | HDFC Diners Club Black | Standard Chartered Ultimate |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹10K | ₹5K |
| Annual Fee | ₹10K | ₹5K |
| Fee Waiver | Spend ₹5L annually | None |
| Forex Markup | 2% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 3.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 4/quarter |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹15.0L | ₹24.0L |
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
Standard Chartered Ultimate is Best For
High reward rate including utilities/insurance
View Standard Chartered Ultimate DetailsOur Verdict
It's a tie! Both cards are equally matched.
Choose based on your specific needs and spending patterns.
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