Last updated: |Data verified from official bank sources
Super Premium
Standard Chartered Ultimate
Standard Chartered
Best for: High reward rate including utilities/insurance
₹5K
Annual Fee
3.33%
Reward Rate
2%
Forex Markup
4/quarter
Domestic Lounge
1/month (spend ₹20K required)
Intl Lounge
Best for: High reward rate including utilities/insurance
Fees & Charges
Joining Fee₹5K
Annual Fee₹5K
Forex Markup2%
Rewards
TypePoints
Base Rate5 pts/₹150
Effective Return3.33%
Lounge Access
Domestic4/quarter
International1/month (spend ₹20K required)
Priority PassIncluded
Eligibility
Minimum Income₹24.0L/year
Welcome Benefits
Benefit6000 points
Estimated Value₹6K
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for Standard Chartered Ultimate?▼
Standard Chartered Ultimate has an annual fee of ₹5000.
What rewards does Standard Chartered Ultimate offer?▼
Standard Chartered Ultimate offers 5 pts/₹150 on all spends, with an effective value of 3.33%.
Does Standard Chartered Ultimate have lounge access?▼
Yes, Standard Chartered Ultimate offers 4/quarter domestic lounge visits and 1/month (spend ₹20K required) international lounge visits per quarter.
What is the minimum income required for Standard Chartered Ultimate?▼
The minimum income requirement for Standard Chartered Ultimate is ₹24.0 lakhs per annum.
Information sourced from Standard Chartered official website. Last verified: February 2026.
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