HDFC Diners Club Privilege vs HDFC Millennia

Detailed comparison of these two popular credit cards

Winner
HDFC Diners Club Privilege

HDFC Diners Club Privilege

HDFC Bank

Premium
VS
HDFC Millennia

HDFC Millennia

HDFC Bank

Mid-Range
*

Different Reward Types

Card 1 gives Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.

Annual Fee
₹1K vs ₹1K
Effective Rate
(cash value)
1.3% vs 1.0%
Lounge Access
12/year vs 8/year

Detailed Comparison

FeatureHDFC Diners Club PrivilegeHDFC Millennia
Fees & Charges
Joining Fee
₹1K
₹1K
Annual Fee
₹1K
₹1K
Fee Waiver
Spend ₹3L annually
Spend ₹1L annually
Forex Markup
-
3.5%
Rewards
Reward Type
Reward Points
💵Cashback
Effective Cash Value
1.33%
1%
Lounge Access
Domestic Lounges
12/year
8/year
Priority Pass
-
-
Eligibility
Min. Income
₹6.0L
₹6.0L

HDFC Diners Club Privilege is Best For

Step-up to DCB with Diners network

Watch Out
  • Diners Club limited acceptance
View HDFC Diners Club Privilege Details

HDFC Millennia is Best For

Online shoppers on major platforms

Watch Out
  • 5% cashback capped at ₹1000/month
View HDFC Millennia Details

Our Verdict

Based on overall features and value,

HDFC Diners Club Privilege wins!

Score: 40vsScore: 34

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