HDFC Diners Club Privilege vs HDFC Regalia Gold
Detailed comparison of these two popular credit cards
HDFC Diners Club Privilege
HDFC Bank
PremiumVS
Winner
HDFC Regalia Gold
HDFC Bank
PremiumAnnual Fee
₹1K vs ₹3K
Effective Rate
(cash value)
1.3% vs 1.3%
Lounge Access
12/year vs 12/year
Detailed Comparison
| Feature | HDFC Diners Club Privilege | HDFC Regalia Gold |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹1K | ₹3K |
| Annual Fee | ₹1K | ₹3K |
| Fee Waiver | Spend ₹3L annually | Spend ₹4L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.33% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 12/year | 12/year |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | ₹12.0L |
HDFC Diners Club Privilege is Best For
Step-up to DCB with Diners network
Watch Out
- • Diners Club limited acceptance
HDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
Our Verdict
Based on overall features and value,
HDFC Regalia Gold wins!
Score: 40vsScore: 51
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