HDFC Diners Club Privilege vs HDFC Infinia Metal
Detailed comparison of these two popular credit cards
HDFC Diners Club Privilege
HDFC Bank
PremiumVS
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumAnnual Fee
₹1K vs ₹13K
Effective Rate
(cash value)
1.3% vs 1.7%
Lounge Access
12/year vs Unlimited
Detailed Comparison
| Feature | HDFC Diners Club Privilege | HDFC Infinia Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹1K | ₹13K |
| Annual Fee | ₹1K | ₹13K |
| Fee Waiver | Spend ₹3L annually | Spend ₹10L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.33% | 1.67% |
Lounge Access | ||
| Domestic Lounges | 12/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | ₹24.0L |
HDFC Diners Club Privilege is Best For
Step-up to DCB with Diners network
Watch Out
- • Diners Club limited acceptance
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 40vsScore: 66
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