HDFC Diners Club Privilege vs HDFC Swiggy Credit Card
Detailed comparison of these two popular credit cards
Winner
HDFC Diners Club Privilege
HDFC Bank
PremiumVS
HDFC Swiggy Credit Card
HDFC Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹1K vs ₹500
Effective Rate
(cash value)
1.3% vs 1.0%
Lounge Access
12/year vs None
Detailed Comparison
| Feature | HDFC Diners Club Privilege | HDFC Swiggy Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹1K | ₹500 |
| Annual Fee | ₹1K | ₹500 |
| Fee Waiver | Spend ₹3L annually | Spend ₹2L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 1.33% | 1% |
Lounge Access | ||
| Domestic Lounges | 12/year | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹6.0L | ₹3.0L |
HDFC Diners Club Privilege is Best For
Step-up to DCB with Diners network
Watch Out
- • Diners Club limited acceptance
Our Verdict
Based on overall features and value,
HDFC Diners Club Privilege wins!
Score: 40vsScore: 25
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