HDFC Infinia Metal vs IDFC FIRST Power Plus
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
IDFC FIRST Power Plus
IDFC FIRST Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ⛽ Fuel Points. We're showing effective cash values for fair comparison.
Annual Fee
₹13K vs ₹499
Effective Rate
(cash value)
1.7% vs 0.8%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Infinia Metal | IDFC FIRST Power Plus |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹499 |
| Annual Fee | ₹13K | ₹499 |
| Fee Waiver | Spend ₹10L annually | Spend ₹1.5L annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⛽Fuel Points |
| Effective Cash Value | 1.67% | 0.75% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | ₹3.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
IDFC FIRST Power Plus is Best For
HPCL fuel users with RuPay UPI
Watch Out
- • No fuel surcharge waiver
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 22
