HDFC Infinia Metal vs PNB Rakshak Plus Platinum
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
PNB Rakshak Plus Platinum
Punjab National Bank
Mid-RangeAnnual Fee
₹13K vs FREE
Effective Rate
(cash value)
1.7% vs 0.5%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Infinia Metal | PNB Rakshak Plus Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | FREE |
| Annual Fee | ₹13K | FREE |
| Fee Waiver | Spend ₹10L annually | None |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | - |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
PNB Rakshak Plus Platinum is Best For
Defence personnel - lifetime free card
View PNB Rakshak Plus Platinum DetailsOur Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 33
