HDFC Infinia Metal vs SBI Cashback Credit Card
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
SBI Cashback Credit Card
SBI Card
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹13K vs ₹999
Effective Rate
(cash value)
1.7% vs 1.0%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Infinia Metal | SBI Cashback Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹999 |
| Annual Fee | ₹13K | ₹999 |
| Fee Waiver | Spend ₹10L annually | Spend ₹2L annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 1.67% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | ₹4.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
SBI Cashback Credit Card is Best For
Simple 5% online cashback seekers
View SBI Cashback Credit Card DetailsOur Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 26
