HDFC Infinia Metal vs Standard Chartered Ultimate
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
Standard Chartered Ultimate
Standard Chartered
Super PremiumAnnual Fee
₹13K vs ₹5K
Effective Rate
(cash value)
1.7% vs 3.3%
Lounge Access
Unlimited vs 4/quarter
Detailed Comparison
| Feature | HDFC Infinia Metal | Standard Chartered Ultimate |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹5K |
| Annual Fee | ₹13K | ₹5K |
| Fee Waiver | Spend ₹10L annually | None |
| Forex Markup | 2% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 3.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 4/quarter |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹24.0L | ₹24.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Standard Chartered Ultimate is Best For
High reward rate including utilities/insurance
View Standard Chartered Ultimate DetailsOur Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 65
