HDFC Infinia Metal vs Union RuPay Platinum
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
Union RuPay Platinum
Union Bank of India
Mid-RangeAnnual Fee
₹13K vs ₹299
Effective Rate
(cash value)
1.7% vs 0.5%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | HDFC Infinia Metal | Union RuPay Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹0 |
| Annual Fee | ₹13K | ₹299 |
| Fee Waiver | Spend ₹10L annually | Spend ₹30K annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | ₹3.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 16
