ICICI Emeralde Private Metal vs IDFC FIRST Power Plus
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
IDFC FIRST Power Plus
IDFC FIRST Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ⛽ Fuel Points. We're showing effective cash values for fair comparison.
Annual Fee
₹12K vs ₹499
Effective Rate
(cash value)
1.0% vs 0.8%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | IDFC FIRST Power Plus |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹499 |
| Annual Fee | ₹12K | ₹499 |
| Fee Waiver | Spend ₹10L annually | Spend ₹1.5L annually |
| Forex Markup | 1.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⛽Fuel Points |
| Effective Cash Value | 1% | 0.75% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹3.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsIDFC FIRST Power Plus is Best For
HPCL fuel users with RuPay UPI
Watch Out
- • No fuel surcharge waiver
Our Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 22
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