ICICI Emeralde Private Metal vs Kotak Air+
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
Kotak Air+
Kotak Mahindra Bank
Premium*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ✈️ Airline Miles. We're showing effective cash values for fair comparison.
Annual Fee
₹12K vs ₹3K
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
Unlimited vs 4/year
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | Kotak Air+ |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹3K |
| Annual Fee | ₹12K | ₹3K |
| Fee Waiver | Spend ₹10L annually | None |
| Forex Markup | 1.5% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ✈️Airline Miles |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 4/year |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹42.0L | ₹9.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 39
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