ICICI Emeralde Private Metal vs PNB Rakshak Plus Platinum
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
PNB Rakshak Plus Platinum
Punjab National Bank
Mid-RangeAnnual Fee
₹12K vs FREE
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | PNB Rakshak Plus Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | FREE |
| Annual Fee | ₹12K | FREE |
| Fee Waiver | Spend ₹10L annually | None |
| Forex Markup | 1.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | - |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsPNB Rakshak Plus Platinum is Best For
Defence personnel - lifetime free card
View PNB Rakshak Plus Platinum DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 33
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