ICICI Emeralde Private Metal vs RBL Bank Insignia
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
RBL Bank Insignia
RBL Bank
Super PremiumAnnual Fee
₹12K vs ₹7K
Effective Rate
(cash value)
1.0% vs 1.3%
Lounge Access
Unlimited vs 2/quarter (₹35K spend req)
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | RBL Bank Insignia |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹7K |
| Annual Fee | ₹12K | ₹7K |
| Fee Waiver | Spend ₹10L annually | Spend ₹10L annually or Insignia PB customer |
| Forex Markup | 1.5% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 1.25% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter (₹35K spend req) |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹42.0L | ₹24.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 41
Related Comparisons
ICICI Emeralde Private Metal vs HDFC Infinia Metal
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Diners Club Black
HDFC Bank
ICICI Emeralde Private Metal vs ICICI Sapphiro
ICICI Bank
ICICI Emeralde Private Metal vs Amazon Pay ICICI Credit Card
ICICI Bank
ICICI Emeralde Private Metal vs ICICI Coral
ICICI Bank
ICICI Emeralde Private Metal vs ICICI Rubyx
ICICI Bank