ICICI Emeralde Private Metal vs RBL IndianOil XTRA
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
RBL IndianOil XTRA
RBL Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ⛽ Fuel Points. We're showing effective cash values for fair comparison.
Annual Fee
₹12K vs ₹2K
Effective Rate
(cash value)
1.0% vs 0.3%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | RBL IndianOil XTRA |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹2K |
| Annual Fee | ₹12K | ₹2K |
| Fee Waiver | Spend ₹10L annually | Spend ₹2.75L annually |
| Forex Markup | 1.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⛽Fuel Points |
| Effective Cash Value | 1% | 0.25% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹3.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsRBL IndianOil XTRA is Best For
IndianOil fuel users
Watch Out
- • Max benefit ₹400/month on fuel
Our Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 17
Related Comparisons
ICICI Emeralde Private Metal vs HDFC Infinia Metal
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Diners Club Black
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Millennia
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Swiggy Credit Card
HDFC Bank
ICICI Emeralde Private Metal vs HDFC IndianOil Credit Card
HDFC Bank
ICICI Emeralde Private Metal vs ICICI Sapphiro
ICICI Bank