ICICI Emeralde Private Metal vs RBL Platinum Maxima
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
RBL Platinum Maxima
RBL Bank
Mid-RangeAnnual Fee
₹12K vs ₹2K
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
Unlimited vs 1/quarter (₹35K spend req from Jul 2025)
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | RBL Platinum Maxima |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹2K |
| Annual Fee | ₹12K | ₹2K |
| Fee Waiver | Spend ₹10L annually | None |
| Forex Markup | 1.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 1/quarter (₹35K spend req from Jul 2025) |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹6.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 19
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