Last updated: |Data verified from official bank sources
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RBL Platinum Maxima
Mid-Range

RBL Platinum Maxima

RBL Bank

Best for: Mid-tier rewards with lounge

₹2K
Annual Fee
2%
Reward Rate
N/A
Forex Markup
1/quarter (₹35K spend req from Jul 2025)
Domestic Lounge
None
Intl Lounge
Best for: Mid-tier rewards with lounge

Fees & Charges

Joining Fee₹2K
Annual Fee₹2K

Rewards

TypePoints
Base Rate2 pts/₹100
Effective Return2%
Accelerated Categories
Dining/Grocery/Entertainment/Intl10 pts/₹100 (10%)

Lounge Access

Domestic1/quarter (₹35K spend req from Jul 2025)
InternationalNone

Eligibility

Minimum Income₹6.0L/year

Welcome Benefits

Benefit8,000 points
Estimated Value₹2K
Available on: Mastercard

Frequently Asked Questions

What is the annual fee for RBL Platinum Maxima?
RBL Platinum Maxima has an annual fee of ₹2000.
What rewards does RBL Platinum Maxima offer?
RBL Platinum Maxima offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does RBL Platinum Maxima have lounge access?
Yes, RBL Platinum Maxima offers 1/quarter (₹35K spend req from Jul 2025) domestic lounge visits per quarter.
What is the minimum income required for RBL Platinum Maxima?
The minimum income requirement for RBL Platinum Maxima is ₹6.0 lakhs per annum.

Information sourced from RBL Bank official website. Last verified: February 2026.

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PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023