ICICI Emeralde Private Metal vs SBI Cashback Credit Card
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
SBI Cashback Credit Card
SBI Card
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹12K vs ₹999
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | SBI Cashback Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹999 |
| Annual Fee | ₹12K | ₹999 |
| Fee Waiver | Spend ₹10L annually | Spend ₹2L annually |
| Forex Markup | 1.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹4.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsSBI Cashback Credit Card is Best For
Simple 5% online cashback seekers
View SBI Cashback Credit Card DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 26
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