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84 articles to maximize your cards
Turn 5 lakh spend into Etihad business class. The Marriott-American Airlines trick that slashes your points requirement by 75%.
Stop wasting Infinia points on SmartBuy. Transfer to Finnair at 1:1, then to Qatar Airways. Get business class for half the usual points.
You don't need massive credit card spends to get free luxury stays. Here's how two cards got me a room worth Rs 30,000.
Early check-in, late checkout, free breakfast, room upgrades. You don't need hotel status to get these. Here's how.
RuPay isn't the only way. Buy PhonePe gift cards with your credit card, load them, and pay any UPI QR. Here's the math on whether it's worth it.
Get ITC Hotels Gold status worth Rs 1.6 lakh free through status match. Suite upgrades, 6 points per Rs 100, 2X F&B rewards, and 10% spa discount.
Get Wyndham Rewards Diamond status free through MasterCard World Elite or status match. 53 hotels in India, mostly Ramada. Valid through 2026.
Air India Maharaja Club points cost double on AI flights vs partners. Mumbai-NYC: 195K on AI, 88K on United. Use partners instead.
Transfer HDFC points to KrisFlyer 1:1. Europe business costs 62K miles vs 90K on Air India. Use Infinia 5X vouchers to accumulate faster.
Book Hilton World of Historia Osaka at Rs 94K/night for half price. Buy Hilton points during 100% bonus sales and save Rs 2.3 lakh on 5 nights.
Skip Etihad's dynamic pricing. Book through American Airlines for 70K miles fixed or use Etihad SBI card for 6 miles per Rs 100 plus companion voucher.
RuPay JCB cards offer 25% cashback in SE Asia markets. Max Rs 1,500 per transaction. Zero forex on SBI JCB. Complete guide to the hidden benefit.
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