Credit Card Insights
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85 articles to maximize your cards
Don't transfer Axis Edge Rewards to United MileagePlus. United's Group A status limits you to 2 lakh points annually. Flying Blue offers 8 lakh cap and better rates.
Complete guide to maximizing credit card rewards across fuel, travel, dining, shopping, and utilities. Specific cards for each category with exact return percentages.
Get Wyndham Rewards Diamond status free through MasterCard World Elite or status match. 53 hotels in India, mostly Ramada. Valid through 2026.
Rs 4999 Horizon beats Rs 10000 Magnus for most users. Horizon offers 5% travel, 2% base, and 1:1 transfers. Magnus devalued to 5:2 ratio in April 2024.
Why the Rs 10,000 Amex Platinum Reserve underperforms compared to Plat Travel, MRCC, and Gold Charge. Skip this upgrade.
The actual best credit cards in India: Amex Plat Travel, Axis Atlas, HSBC TravelOne tie for first, then HDFC Infinia and Diners Black.
Since May 2025, Emirates blocks Blue members from booking First Class awards. Get Silver status via Emirates ICICI card or book via partners.
HDFC's three premium cards are 95% identical. All earn 3.3% base rewards. Key differences: Infinia's higher cap, DCB acceptance issues, BizBlack tax benefits.
Air India Maharaja Club points cost double on AI flights vs partners. Mumbai-NYC: 195K on AI, 88K on United. Use partners instead.
Transfer HDFC points to KrisFlyer 1:1. Europe business costs 62K miles vs 90K on Air India. Use Infinia 5X vouchers to accumulate faster.
Indian credit cards offer 10-16% rewards, beating US and UK cards. Here's why two cards can get you 1L+ points yearly for free 5-star hotels.
Scapia has 2% rewards and influencers push it for commissions. AU Vetta offers better benefits with zero forex. Here's what you need to know.
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