Last updated: |Data verified from official bank sources
Mid-Range
HSBC Live+ Credit Card
HSBC India
Best for: Dining and grocery heavy spenders
₹999
Annual Fee
1.5%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Dining and grocery heavy spenders
Things to Watch Out For
- •10% cashback capped at ₹1000/month
Fees & Charges
Joining Fee₹999
Annual Fee₹999
Fee WaiverSpend ₹2L annually
Rewards
TypeCashback
Base Rate1.5%
Effective Return1.5%
Accelerated Categories
Dining/Food/Grocery10% (10%)cap: ₹1000/month
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹6.0L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for HSBC Live+ Credit Card?▼
HSBC Live+ Credit Card has an annual fee of ₹999. Spend ₹2L annually
What rewards does HSBC Live+ Credit Card offer?▼
HSBC Live+ Credit Card offers 1.5% on all spends, with an effective value of 1.5%.
Does HSBC Live+ Credit Card have lounge access?▼
HSBC Live+ Credit Card does not include complimentary lounge access.
What is the minimum income required for HSBC Live+ Credit Card?▼
The minimum income requirement for HSBC Live+ Credit Card is ₹6.0 lakhs per annum.
Information sourced from HSBC India official website. Last verified: February 2026.
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