Last updated: |Data verified from official bank sources
Entry
SBI SimplySAVE
SBI Card
Best for: Offline dining & grocery shoppers
₹499
Annual Fee
0.67%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Offline dining & grocery shoppers
Fees & Charges
Joining Fee₹499
Annual Fee₹499
Fee WaiverSpend ₹1L annually
Rewards
TypePoints
Base Rate1 pt/₹150
Effective Return0.67%
Accelerated Categories
Dining/Movies/Grocery/Dept Stores10 pts/₹150 (6.67%)
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹2.4L/year
Welcome Benefits
Benefit2000 points on ₹2000 spend in 60 days
Estimated Value₹500
Available on: Visa, Mastercard, RuPay
Frequently Asked Questions
What is the annual fee for SBI SimplySAVE?▼
SBI SimplySAVE has an annual fee of ₹499. Spend ₹1L annually
What rewards does SBI SimplySAVE offer?▼
SBI SimplySAVE offers 1 pt/₹150 on all spends, with an effective value of 0.17%.
Does SBI SimplySAVE have lounge access?▼
SBI SimplySAVE does not include complimentary lounge access.
What is the minimum income required for SBI SimplySAVE?▼
The minimum income requirement for SBI SimplySAVE is ₹2.4 lakhs per annum.
Information sourced from SBI Card official website. Last verified: February 2026.
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