Last updated: |Data verified from official bank sources
FREE
Annual Fee
2%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Free ICICI entry card
Fees & Charges
Joining FeeFREE
Annual FeeFREE
Rewards
TypePoints
Base Rate2 pts/₹100
Effective Return2%
Accelerated Categories
iShop6-12X (12%)
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.0L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for ICICI Platinum Chip?▼
ICICI Platinum Chip is a lifetime free card with no annual fee.
What rewards does ICICI Platinum Chip offer?▼
ICICI Platinum Chip offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does ICICI Platinum Chip have lounge access?▼
ICICI Platinum Chip does not include complimentary lounge access.
What is the minimum income required for ICICI Platinum Chip?▼
The minimum income requirement for ICICI Platinum Chip is ₹3.0 lakhs per annum.
Information sourced from ICICI Bank official website. Last verified: February 2026.
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