Last updated: |Data verified from official bank sources
Super Premium
IndusInd Pinnacle
IndusInd Bank
Best for: Premium lifestyle spenders wanting no annual fee
₹0
Annual Fee
2.5%
Reward Rate
3.5%
Forex Markup
Unlimited
Domestic Lounge
1/quarter via Priority Pass
Intl Lounge
Best for: Premium lifestyle spenders wanting no annual fee
Things to Watch Out For
- •Lounge access reduced from Mar 2025
- •Golf reduced to 1 game/month
Fees & Charges
Joining Fee₹15K
Annual Fee₹0
Fee WaiverNo annual fee after joining
Forex Markup3.5%
Rewards
TypePoints
Base Rate1 pt/₹100 (POS), 2.5 pts/₹100 (online)
Effective Return2.5%
Accelerated Categories
Travel/Airlines1.5 pts/₹100 (1.5%)
Lounge Access
DomesticUnlimited
International1/quarter via Priority Pass
Priority PassIncluded
Eligibility
Minimum Income₹24.0L/year
High joining fee but no annual fee
Available on: Mastercard World
Frequently Asked Questions
What is the annual fee for IndusInd Pinnacle?▼
IndusInd Pinnacle has an annual fee of ₹0. No annual fee after joining
What rewards does IndusInd Pinnacle offer?▼
IndusInd Pinnacle offers 1 pt/₹100 (POS), 2.5 pts/₹100 (online) on all spends, with an effective value of 1.875%.
Does IndusInd Pinnacle have lounge access?▼
Yes, IndusInd Pinnacle offers Unlimited domestic lounge visits and 1/quarter via Priority Pass international lounge visits per quarter.
What is the minimum income required for IndusInd Pinnacle?▼
The minimum income requirement for IndusInd Pinnacle is ₹24.0 lakhs per annum.
Information sourced from IndusInd Bank official website. Last verified: February 2026.
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