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SBI Card PULSE
Entry

SBI Card PULSE

SBI Card

Best for: Health-conscious spenders

₹1K
Annual Fee
2%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Health-conscious spenders

Fees & Charges

Joining Fee₹1K
Annual Fee₹1K
Fee WaiverSpend ₹1L annually

Rewards

TypePoints
Base Rate2 pts/₹100
Effective Return2%
Accelerated Categories
Health & wellness10 pts/₹100 (10%)

Lounge Access

DomesticNone
InternationalNone

Eligibility

Minimum Income₹3.6L/year
Available on: Visa, Mastercard, RuPay

Frequently Asked Questions

What is the annual fee for SBI Card PULSE?
SBI Card PULSE has an annual fee of ₹1499. Spend ₹1L annually
What rewards does SBI Card PULSE offer?
SBI Card PULSE offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does SBI Card PULSE have lounge access?
SBI Card PULSE does not include complimentary lounge access.
What is the minimum income required for SBI Card PULSE?
The minimum income requirement for SBI Card PULSE is ₹3.6 lakhs per annum.

Information sourced from SBI Card official website. Last verified: February 2026.

PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023