Last updated: |Data verified from official bank sources
Entry
SBI SimplyCLICK
SBI Card
Best for: Online shoppers, first credit card
₹499
Annual Fee
1%
Reward Rate
3.5%
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Online shoppers, first credit card
Things to Watch Out For
- •Swiggy reduced to 5X from Apr 2025
Fees & Charges
Joining Fee₹499
Annual Fee₹499
Fee WaiverSpend ₹1L annually
Forex Markup3.5%
Rewards
TypePoints
Base Rate1 pt/₹100 offline
Effective Return1%
Accelerated Categories
Apollo/BookMyShow/Cleartrip etc10X (10%)
Other Online + Amazon5X (5%)
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.0L/year
Welcome Benefits
Benefit₹500 Amazon voucher
Estimated Value₹500
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for SBI SimplyCLICK?▼
SBI SimplyCLICK has an annual fee of ₹499. Spend ₹1L annually
What rewards does SBI SimplyCLICK offer?▼
SBI SimplyCLICK offers 1 pt/₹100 offline on all spends, with an effective value of 0.25%.
Does SBI SimplyCLICK have lounge access?▼
SBI SimplyCLICK does not include complimentary lounge access.
What is the minimum income required for SBI SimplyCLICK?▼
The minimum income requirement for SBI SimplyCLICK is ₹3.0 lakhs per annum.
Information sourced from SBI Card official website. Last verified: February 2026.
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