Last updated: |Data verified from official bank sources
Entry
Union Gold Credit Card
Union Bank of India
Best for: Union Bank gold tier
₹500
Annual Fee
1%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Union Bank gold tier
Fees & Charges
Joining Fee₹500
Annual Fee₹500
Fee WaiverSpend ₹50K annually
Rewards
TypePoints
Base Rate1 pt/₹100
Effective Return1%
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹2.4L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for Union Gold Credit Card?▼
Union Gold Credit Card has an annual fee of ₹500. Spend ₹50K annually
What rewards does Union Gold Credit Card offer?▼
Union Gold Credit Card offers 1 pt/₹100 on all spends, with an effective value of 0.25%.
Does Union Gold Credit Card have lounge access?▼
Union Gold Credit Card does not include complimentary lounge access.
What is the minimum income required for Union Gold Credit Card?▼
The minimum income requirement for Union Gold Credit Card is ₹2.4 lakhs per annum.
Information sourced from Union Bank of India official website. Last verified: February 2026.
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