Amex Gold Card vs Amex Platinum Charge Card
Detailed comparison of these two popular credit cards
Amex Gold Card
American Express
PremiumVS
Winner
Amex Platinum Charge Card
American Express
Super PremiumAnnual Fee
₹9K vs ₹78K
Effective Rate
(cash value)
0.7% vs 0.9%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | Amex Gold Card | Amex Platinum Charge Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹2K | ₹78K |
| Annual Fee | ₹9K | ₹78K |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.7% | 0.875% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹6.0L | ₹60.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 21vsScore: 57
