Last updated: |Data verified from official bank sources
Premium
Amex Gold Card
American Express
Best for: Entry to Amex premium ecosystem
₹9K
Annual Fee
2%
Reward Rate
3.5%
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Entry to Amex premium ecosystem
Fees & Charges
Joining Fee₹2K
Annual Fee₹9K
Fee WaiverNone
Forex Markup3.5%
Rewards
TypePoints
Base Rate1 pt/₹50
Effective Return2%
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹6.0L/year
Available on: American Express
Frequently Asked Questions
What is the annual fee for Amex Gold Card?▼
Amex Gold Card has an annual fee of ₹9000. None
What rewards does Amex Gold Card offer?▼
Amex Gold Card offers 1 pt/₹50 on all spends, with an effective value of 0.7%.
Does Amex Gold Card have lounge access?▼
Amex Gold Card does not include complimentary lounge access.
What is the minimum income required for Amex Gold Card?▼
The minimum income requirement for Amex Gold Card is ₹6.0 lakhs per annum.
Information sourced from American Express official website. Last verified: February 2026.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023