Amex Gold Card vs AU Zenith Plus

Detailed comparison of these two popular credit cards

Amex Gold Card

Amex Gold Card

American Express

Premium
VS
Winner
AU Zenith Plus

AU Zenith Plus

AU Small Finance Bank

Premium
Annual Fee
₹9K vs ₹5K
Effective Rate
(cash value)
0.7% vs 0.3%
Lounge Access
None vs 16/year

Detailed Comparison

FeatureAmex Gold CardAU Zenith Plus
Fees & Charges
Joining Fee
₹2K
₹5K
Annual Fee
₹9K
₹5K
Fee Waiver
None
Spend ₹8L annually
Forex Markup
3.5%
0.99%
Rewards
Reward Type
Reward Points
Reward Points
Effective Cash Value
0.7%
0.25%
Lounge Access
Domestic Lounges
None
16/year
Priority Pass
-
Yes
Eligibility
Min. Income
₹6.0L
₹30.0L

Amex Gold Card is Best For

Entry to Amex premium ecosystem

View Amex Gold Card Details

AU Zenith Plus is Best For

Ultra-low forex (0.99%) international travelers

View AU Zenith Plus Details

Our Verdict

Based on overall features and value,

AU Zenith Plus wins!

Score: 21vsScore: 45

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