Amex Platinum Charge Card vs Axis Reserve
Detailed comparison of these two popular credit cards
Amex Platinum Charge Card
American Express
Super PremiumVS
Winner
Axis Reserve
Axis Bank
Super PremiumAnnual Fee
₹78K vs ₹50K
Effective Rate
(cash value)
0.9% vs 6.3%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Charge Card | Axis Reserve |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹50K |
| Annual Fee | ₹78K | ₹50K |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 6.25% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | - |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
Our Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 57vsScore: 111
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