Amex Platinum Charge Card vs HDFC Diners Club Black
Detailed comparison of these two popular credit cards
Amex Platinum Charge Card
American Express
Super PremiumVS
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumAnnual Fee
₹78K vs ₹10K
Effective Rate
(cash value)
0.9% vs 1.7%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Charge Card | HDFC Diners Club Black |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹10K |
| Annual Fee | ₹78K | ₹10K |
| Fee Waiver | None | Spend ₹5L annually |
| Forex Markup | 3.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 1.67% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹15.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
HDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 57vsScore: 65
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