Amex Platinum Charge Card vs Axis Magnus
Detailed comparison of these two popular credit cards
Amex Platinum Charge Card
American Express
Super PremiumVS
Winner
Axis Magnus
Axis Bank
Super PremiumAnnual Fee
₹78K vs ₹13K
Effective Rate
(cash value)
0.9% vs 3.0%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Charge Card | Axis Magnus |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹13K |
| Annual Fee | ₹78K | ₹13K |
| Fee Waiver | None | Spend ₹25L annually |
| Forex Markup | 3.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 3% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹24.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Axis Magnus is Best For
Travelers with high spend
Watch Out
- • Monthly milestone benefit discontinued
- • Two major devaluations in 2024-25
Our Verdict
Based on overall features and value,
Axis Magnus wins!
Score: 57vsScore: 76
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