Amex Platinum Charge Card vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Amex Platinum Charge Card
American Express
Super PremiumVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
₹78K vs ₹12K
Effective Rate
(cash value)
0.9% vs 1.0%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Charge Card | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹12K |
| Annual Fee | ₹78K | ₹12K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 3.5% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹42.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 57vsScore: 58
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